Compare car insurance quotes quickly and easily in just 1 minute
To compare car insurance quotes, you may often look to sites or apps such as Clien or Pomppu.
This time, let’s take the time to compare the discount benefits and guaranteed contents of insurance companies such as Samsung Fire & Marine Insurance, Hyundai Marine & Fire Insurance, etc. and even provide estimates for easy comparative estimates.
This post can be of great help to those who want to sign up for car insurance at a low price or those who are signing up for direct car insurance for the first time. Let’s get started right away.
Where should I compare car insurance?
Direct insurance can be said to be the cheapest car insurance.
It may be a little inconvenient to have to sign up directly online rather than through an insurance planner, but if you only consider the price, it can be said to be the cheapest, so many people are using it. Of course, there are people who find various insurance comparison sites or apps and sign up, but personally, I don’t think it will be cheaper than direct.
In the end, since you have to sign up through someone, there will be labor costs.
First, let’s compare the differences between insurance companies.
Hyundai Marine & Fire Insurance Direct Car Insurance
Connected car special contract discount – 7% (equipped with accident notification device) Traffic law compliance discount – 6.5% (traffic law compliance) Lane departure warning device special contract discount – 3.3% (warning device equipped) Black box special contract discount – 2.6% (black box) Equipped) Mileage special contract discount – Up to 32% (driving less than 3000km) Child discount special contract – 13% (couple/single limited and fetus) Accident-free discount – 11.7% (average for more than 3 years) Hyundai Marine & Fire Insurance direct car insurance can be purchased online. When compared to offline, it was found to be 15.4% cheaper on average.
Samsung Fire & Marine Insurance Direct Auto Insurance
4-32% discount when driving less than 3,000-12,000 km per year. Insurance premiums can be paid through special contract refund. Up to 5.7% discount when equipped with forward collision avoidance system and lane departure warning system. Up to 17.2% discount when no accident occurs for 3 years. T map’s driving habits. 5% price discount if your score is 71 points or higher 3% special contract discount if you are using AnyFit and have walked more than 5,000 steps per week for more than 50 days 1-4% discount on insurance premiums when equipped with a black box (4% if your vehicle is less than 12 years old) %) Up to 10% discount on insurance premiums if you have a fetus or child under the age of 5. 3% special contract discount if you can sign up for low-income car insurance. Samsung Fire & Marine Insurance Direct Car Insurance has an average difference of 18.8% when comparing online and offline insurance premiums. It is said that it is growing. Of course, signing up for direct internet insurance is 18.8% cheaper.
DB Insurance Direct Car Insurance
Depending on the mileage, a special mileage discount of up to 35% is applied. If you are pregnant, you may be eligible for a premium discount of up to 17%. If you have driven more than 1,000km within the past 6 months using T map and have a safe driving score of 71 or more, you can receive up to an 11% discount on insurance premiums. (After responsibility begins on January 11, 2020) If you have not had an accident in the past 3 years. You can receive a price discount of up to 14.2%. Vehicles equipped with forward collision warning systems can receive up to a 2% discount on insurance premiums. If your vehicle is equipped with a lane departure warning device, a 4% price discount is available. A special discount of up to 1.5% applies when installing a black box in your vehicle. DB Non-life Insurance Direct’s insurance premiums were found to be 17.2% cheaper on average compared to offline ones.
KB Insurance Direct Car Insurance
If the vehicle mileage is less than 2000 km, you can receive a special mileage discount of up to 35%. If you renew your accident-free policy for three consecutive years, you can receive an insurance premium discount of up to 12.3%. If you have a child aged 1 to 6, you can receive up to a 7% discount on your insurance premium. If you have used public transportation for more than 120,000 won in the past 3 months, you can receive a discount of up to 8% on car insurance. If the vehicle was equipped with a lane departure prevention device when shipped, a price discount of up to 5% is possible. If the vehicle is equipped with a black box and the vehicle is less than 12 years old, a discount of up to 2.8% on insurance premiums is applied. If you drive your vehicle over 1,000 km through T Map and get a safety score of 65 or more, you can receive a price discount of up to 10%. If you are using an electric vehicle, you can receive a discount of up to 3.3%. KB Insurance Direct found that car insurance purchased online was 17.3% cheaper on average than offline.
Hanwha Non-life Insurance Direct Car Insurance
If the vehicle mileage is between 2,000km and 18,000km, a special contract discount of up to 45% is applied. (For personal use, app settlement, varies by vehicle type) If the vehicle has been accident-free for more than 3 years, a maximum 12.6% car insurance discount is applied. (Based on personal use) Black box A special discount of up to 3% is applied when installed. (For personal use, depends on used model). If a lane departure warning device is installed on the vehicle, an average discount of 2.5% is applied. (For personal/business use, installed at the time of factory) If your child If so, you can receive an insurance premium discount of up to 6% (from fetus to 1 year old, 4% for children under 6 years old). For those between 33 and 55 years old, an average 5.8% insurance premium discount is applied (compared to special contracts for people over 30 years old, 1 named person) When signing up for a couple’s special contract) If a front collision prevention device is installed, a special contract discount of 1.4% is applied on average (for personal/business use, installed at the time of factory). 5.4% if you have more than 3 years of car driving experience, have no accidents, and follow traffic laws. You can receive a price discount. (Accident-free, with more than 3 years of experience) Hanwha Non-Life Insurance Direct found that offline evacuation rates were 12.8% cheaper on average.
Meritz Fire & Marine Insurance Direct Auto Insurance
If you have a child under the age of 8, you can receive a discount of up to 3% on insurance premiums (based on 7/8 liability start date). 2% discount on small vehicles equipped with a black box, and 6% discount on medium/large/multi-seater vehicles. it’s possible. If the vehicle mileage per year is 3000km to 20000km, a special discount of up to 33% is available. Up to a 20% discount on insurance premiums is applied if you have been accident-free for 3 years. If you pay through NaverPay, you can earn up to 20,000 won. Meritz Fire & Marine Insurance’s direct auto insurance online was found to be 16.2% cheaper on average than offline.
AXA Direct Car Insurance
A no-accident discount of up to 13.2% is applied (limited period). A 6% discount is applied if the child is 7 years old or younger, and a 3% insurance premium discount is applied if the child is 8 to 12 years old. If the driver is between 30 and 49 years old / limited to one person or a couple, special contract 3049 is applied and an average price discount of 5% is applied. A special mileage discount of up to 35.2% is available depending on the vehicle distance driven. (Discount after 2000km/personal use) A maximum 3.5% discount on insurance premiums is applied depending on the presence or absence of a black box. A 2.4% discount is applied if the vehicle is equipped with a tire pressure management device or vehicle stability control device.
Heungkuk Fire & Marine Insurance Direct Car Insurance
You can receive up to a 10% discount on insurance premiums through the child discount special contract. (7% discount for children ages 1 to 5) Up to a 12.8% insurance discount is applied if you are accident-free. (Subscription/vehicle experience of 3 years or more) Up to 2.1% insurance discount applies when black box is installed. The mileage discount special contract provides a price discount of up to 37.5% (less than 2000km). Discounts for excellent maintenance companies are available up to 3%. (Own vehicle damage coverage discount)
Heungkuk Fire & Marine Insurance Direct’s insurance premiums were found to be 17.5% cheaper on average compared to its offline counterparts.
JOY Direct Car Insurance
With the black box special contract, you can receive a price discount of up to 3% (for personal use). If your vehicle is equipped with a lane departure prevention device, you can receive a price discount of up to 5%. If you can sign up for the 3050 special contract, an insurance premium discount of up to 14.7% is applied (compared to the special contract for people over 30 years old). When driving a car with 6 seats or less and driving less than 2000 km per year, a mileage special contract discount is applied, up to 31% in insurance premiums. You can get a discount. If you have a child under 9 years old, a special discount of up to 5% applies. A discount of up to 7.8% is applied if you record no accidents for 3 years.
JOY Direct car insurance was calculated to be 13.7% cheaper on average than signing up offline.
Concluding the article.
This time, we took the time to compare a total of 9 car insurance policies and find out whether they were cheaper in terms of special contracts.
What all vehicle insurance has in common is that it is cheaper to sign up online than offline, and for this reason, there has been an increasing number of people looking at insurance quotes on the Internet or through website apps recently.
However, as mentioned in the first part of this article, direct insurance is the cheapest, so be sure to get a quote before making a decision.